Disclosures

Who we are

Lotus Management is a financial education and insurance services practice run by Karen Whipple, a licensed professional, based at 3805 Crestwood Parkway, #500, Duluth, Georgia 30096. Karen holds complimentary financial workshops and offers a complimentary discovery call to individuals, families and business owners. The legal entity behind Lotus Management is Lotus Management LLC.

Education, not advice

The information on this website and in our workshops is general financial education. It is not personal financial, investment, tax, legal or insurance advice, and nothing here is a recommendation to buy or sell any product. Lotus Management does not provide tax or legal advice. Please consult a qualified tax professional or attorney about your own situation, and review any product with a licensed professional before you decide.

Insurance licensing and products

Insurance products are offered through Karen Whipple, a licensed insurance professional, and availability varies by state. Karen offers products only in the states where she holds the required licenses. Product features, costs, riders and guarantees are set by the issuing insurance company and the contract you receive, and guarantees rest on the claims-paying ability of that insurer. Life insurance and annuities are long-term products; surrender charges, fees and limits may apply.

Securities

Lotus Management is not a broker-dealer or a registered investment adviser and does not offer securities or investment advice.

Workshops and affiliations

Our workshop calendar is hosted by an independent organization that is not part of Lotus Management. Links to scheduling pages, the workshop calendar and other resources lead to websites run by other companies, whose own terms and policies apply.

Medicare

1. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
2. Lotus Management is not connected with or endorsed by the U.S. government, Medicare or the Social Security Administration.

Results and illustrations

Examples, calculators and illustrations on this site are hypothetical and for education. They do not predict or guarantee any result, and your outcome will depend on your own circumstances, the products you choose and factors outside anyone's control, such as markets, interest rates and tax law.

Questions

Ask us anything about these disclosures at karenwhipple.wfg@gmail.com or (786) 340-0122.